General Chat

Jess, I hope you do manage to get the house. Gwynne

Jess, If you don't have a mortgage on yours, you can use it as collatoral, and join the ranks of multiple owners! Good luck, Rob

Just thought about you letting your house out as well as June. Would probably have to be for minimum of 6 months though. Anna

Jess, This has probably been already said, you could let your house out, we did think of that when our buyer pulled out. In our case a new buyer came along while we were considering it. June xx

The problem is this, i could get a loan - Thing is you do not know for how long it would be.We did look into this to get things moving when we originally had the buyer lined up waiting to sell. We are not a good bet thought, because we have never borrowed and have no History!< (lesson= Borrow, get a credit score) second thing is , we do not have a mortage, everything we have is in the house, Ours bought and paid for, so i would have to borrow the whole ammount- and we are talking BIG Scarey numbers!! Have just reduced mine by 5K - didnt want to ,but there we are. Jess x

Jess With the 10k you'll save on the new asking price, a bridging loan may be a good option - you may not feel it's money down the drain? Then hope you get a reasonably quick sale on yours although this is a bad time to sell I'm afraid. Good luck Debby

Evening Jess, am sorry to hear your news :( hope something can get sorted for you :)

I agree it must be worthwhile looking into a bridging loan xxhugxx

Jess, If the house you want is THE ONE, then maybe a bit of lateral thinking is needed. What about renting out your house and buying the other. It makes an very good pension fund. Or maybe a bridging loan until you sell yours. I know how dissappointed you are, but there maybe another way? All the best, Rob

Jess if they are reducing that much is there no way of getting a bridging loan? If I win the lottery on Saturday will put you first in queue. Won't they just do a swap with you. Keep smiling something good will happen. dawnie

Have just had another call from the agent, On the upside ;-) - he is going to talk to 'the boss' about us going Multi - agency (without waiting the 12 weeks) On the downside... ;-( The one we want to buy is going to be reduced in price as they need to secure a quick sale.... they are going to knock £25k off their asking price - thats £10k LESS than we'd offerded........ Anyone got a large ammount of dosh to lend me for a while....? Cant change ANYTHING - just feel so bl**dy helpless. Does help to talk about it though, THANK YOU my friends Jess x

I am so sorry Jess, there is nothing I or anyone else can say to make you feel better at this time. All I will say is that over the years things have happened to me that seemed like the end of the world at the time but have turned out for the best in the end. My very best wishes to you Vivienne

Oh babe, I'm SO SORRY. Elaine :...(

Jess, Sorry to hear about the house - you must feel so helpless being messed around like that - it's really not fair is it!! Hope you find some decent buyers soon. Maggie

so sorry Jess. Joy

Hi Jess Sorry it didn't work out! Buying n selling is a roller coaster of highs and lows so the only way is up now!! BW Kaz

So sorry Jess

I'm so sorry Jess. Heather

Jess, Putting the price UP was what I meant - not down! It's a strange thing, but people have an odd way of looking at 'value' - sometimes if an item is priced higher or top level, they'll be attracted to it. By 'indulge' ... I meant eat chocolate! On second thoughts, don't ... the caffeine will only hype up your stress levels. Promise yourself something nice for this evening .... then launch into action tomorrow. Stuff the contract, tell 'em they're not performing ... well, something like that - I'm sure you're an assertive person, so go right on 'assert' yourself. You don't have to fire them, just 'motivate' them rather more keenly to select a punter who is prepared to do the deal - rather than mess you around. Just let me at 'em ... I'm angry with them now! We seriously need to change the law on property sales/purchases - the Scottish way has some merits! Jane

So sorry Jess David