General Chat

See below This does actually happen......at work I actually deal with people trying to use the stolen details. Kay

Visa and MasterCard scam (this was sent to myself from a friend) > > My husband was called on Wednesday from "VISA" and I was called in > Thursday From "MasterCard". It worked like this: Person calling says, > "This is Carl Patterson (any name) and I'm calling from the Security and > Fraud department at VISA. My Badge number is 12460. Your card has been > flagged for an unusual purchase pattern, and I'm calling to verify. > This would be on your VISA card Did you purchase an Anti-Telemarketing > Device/ Any expensive item for £ 497.99 from a marketing company based > in Anywhere?" When you say "No". The caller continues with, "Then we > will be issuing a credit to your account. This is a company we have > been watching and the charges range from £297 to £497, just under the > £500 purchase pattern that flags most cards. Before your next > statement, the credit will be sent to(gives you your address), is that > correct?" > > You say, "Yes". The caller continues, "I will be starting a fraud > investigation. If you have any questions, you should call the 0800 > number listed on your card 1-800-VISA and ask for Security. You will > need to refer to this Control #". Then gives you a 6 digit number. "Do > you need me to read it again?" Caller then says he "needs to verify you > are in possession of your card. Turn the card over. There are 7 > numbers; first 4 are 1234 whatever) the next 3 are the security numbers > that verify you are in possession of the card. These are the numbers > you use to make internet purchases to prove you have the card. Read me > the 3 numbers." Then he says, "That is correct. I just needed to > verify that the card has not been lost or stolen, and that you still > have your card. Do you have any other questions? Don't hesitate to > call back if you do." > > You actually say very little, and they never ask for or tell you the > card number. But after we were called on Wednesday, we called back > within 20 minutes to ask a question. Are we glad we did! The REAL VISA > security dept. HE told us it was a scam and in the last 15 minutes a > new purchase of £497.99 WAS put on our card. > > Long story made short: We made a real fraud report and closed the VISA > card and they are reissuing as a new number. What the scam wants is the> > 3 digit number and that once the charge goes through, they keep charging > every few days. By the time you get your statement, you think the > credit is coming, and then it's harder to actually file a fraud report. > > > REMEMBER: THE REAL VISA REINFORCED THAT THEY WILL NEVER ASK FOR ANYTHING > ON THE CARD (THEY ALREADY KNOW EVERYTHING ABOUT US)!!!!. What makes > this more remarkable is that on Thursday, I got a call from "Jason > Richardson of MasterCard" with a word for word repeat of the VISA Scam. > This time I didn't let him finish. I hung up. > > We filed a police report (as instructed by VISA), and they said they Are > taking several of these reports daily and to tell friends, relatives And > co-workers. > > PASS IT ON!

Thanks Kay for passing this on. Patsy

Thanks Kim. Kathy

These guys get cleverer and cleverer don't they. GOLDEN RULE... Never give details of Credit Cards, Bank Accounts or any other financial info over the phone or on the net unless it is YOU who initiated the transaction. NO card issuer or bank/building society will ask you for this info EVER. Bob

You have just reminded me that, a few weeks agoI received a call from someone that said they were security checking on my visa card, I asked why and they replied that it was something done periodically as a security precaution. I replied, I cant think why I've closed that account. The phone went dead. I remember thinking, That wasn't very professional, at least they might have apologised for troubling me.

Sounds like you have a close escape June!!! There's also a gang in London tapping the phone line of restaurants to get details of cards when they are swipped. They then ring the bank and change the billing address. A couple of days later they ring companies like the one I work (we sell currency) to place an order. We check all the security details with the issuing banks and (of course) the match. Luckily we are on to these scams otherwise this week alone we would have lost 10's of thousands of pounds. Kay

Hi Kay, Thanks for the warning, will be on my guard and pass the info on to my friends. I knew that you could get callers purporting to be from your bank and asking for your account details, but I hadn't heard about the credit cards. It's so clever the way it is worded isn't it. Thank you again. Norah in Hampshire