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bad credit loans
| Profile | Posted by | Options | Post Date |
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Unknown | Report | 15 Jul 2005 09:00 |
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yes thats the problem with these firms... and usually people have no money to go to them... or if they had they wouldnt need them in the first place! Dont think about what you contemplated as selfish because that will make you feel down, but try to think, well, ok, i was so desperate i wasnt thinking clearly, but now i must focus a bit more because there is help out there and i wont be beaten.:) |
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Baby | Report | 15 Jul 2005 08:56 |
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i know,it was selfish to even consider it,but i just could see no way out,had tried debt management firms they wanted a payment first which i couldnt do |
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Unknown | Report | 15 Jul 2005 08:54 |
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yes but at least you CAN see a light. there is always hope there.. no matter how small or clouded, there is always something we can do to put things right. And i dont mean doing something silly :) |
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Baby | Report | 15 Jul 2005 08:52 |
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aww bless u.am staring to see light at the end of the tunnel,still a long way to go yet |
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Unknown | Report | 15 Jul 2005 08:51 |
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Right, i am back... fastest walk to school ever! lol. |
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~Little Ray of Sunshine~ | Report | 15 Jul 2005 08:39 |
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Hiya Em Yeah, it felt so much better..... wished I had done it earlier lol I think we're getting there with her...... she'll be fine! c x |
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Unknown | Report | 15 Jul 2005 08:37 |
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you are NOT a failure... now chin up... i will be back before 9am...xx |
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Baby | Report | 15 Jul 2005 08:34 |
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i got good at hiding my feelings,i know i could have talked to u all before but i feel such a failure |
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Unknown | Report | 15 Jul 2005 08:27 |
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well done Little ray XX and i bet you felt like a bloody mountain had been lifted off your shoulders! Arent the CAB amazing! We just need to get BB in there to start off with then everything will be fine.xx |
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~Little Ray of Sunshine~ | Report | 15 Jul 2005 08:16 |
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Right! I can help here! i'm also in serious debt... it got so back that a couple of months ago i couldn't take anymore and nearly did something stupid. Luckily, someone realised what was going on and arranged for me to see the CAB. They are fantastic! As has been said before, they are very non judgemental and will help you as much as is possible. All of the phonecalls have now stopped and so have the letters as they are dealing directly with Steve at CAB. If you need to talk to someone, i am here and will help you as much as i can. Take care sweetie c x |
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Unknown | Report | 15 Jul 2005 08:10 |
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LIsten to me...BB They WILL sort it out for you, find another branch that is open, and talk to them. the second you get in there things will move swiftly and all the pressure will go, please believe me. Now deep breaths, you have made the first step by facing these debts.... that was the hardest part. If you want to tlak privately off here you are more than welcome :)) |
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Baby | Report | 15 Jul 2005 08:07 |
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im going to ring them,can they still help me?i know it sound selfish but it got to the point this morning when i couldnt see a point to carrying on,and i know im going to get called an attention seeker,but i really couldnt see anyway out..im sorry |
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Unknown | Report | 15 Jul 2005 08:04 |
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dont panic! are they open tomorrow? if not, can you get to another branch nearby that is open? they will be able to take you on. |
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Baby | Report | 15 Jul 2005 08:02 |
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i have looked at my local office and they arent open today.i despratly need help with this |
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Unknown | Report | 15 Jul 2005 08:00 |
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No BB the CAB are free of charge. the person who deals with you works for the CAB. |
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Baby | Report | 15 Jul 2005 07:59 |
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just read on website they put u in touch with someone?will i have to pay a charge then?i cant afford extra |
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Unknown | Report | 15 Jul 2005 07:54 |
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your local CAB is in yellow pages... they dont have a national number just local offices. It will be in the front of the yellow pages in community listings. will check you have done it after 9am..lol xx |
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Baby | Report | 15 Jul 2005 07:50 |
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im grateful for any help anyone can give me.does anyone have the number for citizens advice? |
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Unknown | Report | 15 Jul 2005 07:49 |
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meercat is right, they CANNOT take anything that is not yours. Now, if you are worried about anything that is yours.... remove it from the property now... easy. But, saying that... you are within your rights NOT to let them in unless they have a warrant. If i am correct ( i think so) they have to have visited you 3 times before they can apply for a warrant. so if they have not... do not worry... CAB will sort it all out straight away. They will also check you are getting all the money you are entitle to from government etc... and sort that out too, you may be missing out on certain benifits. Sorry to keep going on... but i see alot of this sort of thing with my job and am always refering peeps to the CAB. I can do the counselling but they do the practical work. :)) |
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Baby | Report | 15 Jul 2005 07:44 |
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im only 3000 in debt doesnt sound a lot but it is to me.im only in debt cos my ex bf left me in the lurch with the bills,and there were all in my name |
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