General Chat

You sure can Nolls, you sound as happy as I am, so get packing :-D

Sue, The Caribbean Villa is only available for Sharron's Fred, it's his for the rest of the summer and autumn ! You wouldn't be disappointed with Tuscany though, you could live in a shed there and it'd be perfect. :-D

Booking opens for Tuscany, once George Clooney's finished with it, and when that is, who knows, you know what he's like once he gets his feet under the table ;-)

Ohh Ta!...Hang on a minute...No George :-( :-(

Pensioner or not, she should pay back the person who paid her bill last time, then pay her bill now.

If she needs to get benefits after that, she can.

We go without to pay bills, why should someone with a large amount of savings get away with it.

xx

Why does she think she's special? Why shouldn't she pay? I have to.

Nolls from Harrogate - it is a very difficult area and depends on what the money was spent on.

In your our sister in laws case, and I am so sorry to hear she never got the chance to take that holiday, I am sure had she took that holiday, because she was terminally ill it would not have been counted as depriving herself of capital.

As to this lady if she did spend her money she would need to show what she spent it on and why she needed to spend it, if the local authority did not consider the expenditure as being necessary they could say sorry you have deliberately deprived yourself of your capital so no benefits and this would probably result in appeal after appeal after appeal to benefit tribunals.

OFTG I agree with you completely was just meaning if they are going to wait till after she died and she had spent her money then Council would have a bit of a deficit in their accounts and would they know if she had spent her money before she died?

As she owns her own house, why doesn't she sell it and move into private rental and live off the proceeds....after all she hasn't got any kids to leave it to...not that it should be an excuse anyway

Nolls from Harrogate - hopefully there is someone with commonsense at the local authority and that they will take a charging order for the debt plus interest on the debt against her house, that way when she dies they will get paid from the proceeds of the sale of the house.

Like most pensioners, I have to watch my spending, so I follow my grans example.
When I get my pension, I put aside the money I need for the rent & bills & only spend what´s left.......& it´s not much, I can tell you.
Like this lady, I have savings, but try very hard not to draw on them because I don´t know how much I will need to see me through my old age.
After all I´m in my late 60s. I could live another 20 years, but I know I wont be as physically (or possibly mentally) able as I am at the moment & the way things are going, we will be expected to at least part fund our own care in the future.

wisechild we are the same pension comes in and direct debits come out and what's left over is all our own , not much as you say, but all bills paid for and accounted for, like you we don't like spending our savings but splashed out today for new windows...oh how I hate seeing the money go but they were needed :-(

I have standing orders set up for my rent, council tax, gas. electricity, tv/telephone/broadband package, and funeral plan, my pension hits the bank and the bank release my standing orders, what's left is mine ;-)

Surely some of that 16K is council tax.

The 16k plus is her savings

Which she has accumulated by not paying her council tax.

Well she doesn't pay rent or have a mortgage I wouldn't have thought....so she is probably better off than a lot of pensioners

Thanks Lynda, you are all heart. I was having my senile nap so didn't answer straight away!

This lady doesn't have children so presumably doesn't have to ring fence an inheritance. BTW our kids have told us to spend it all.

She could pay what she owes without making a huge hole in her savings and that's exactly what she should do.

Single person discounts aren't ever applied rationally so she cannot possibly hope to change the percentage.

i think its best just to pay your way through life
as you go :-D

I wonder if any other OAP will try to get their CT paid after death ? :-S

They take care and nursing home fees out of the sale of a lot of deceased peoples homes.

Now that IS disgraceful !!

they dont do that in scotland kitty or so i am told :-D